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EZ Baccarat

Video Tutorial



To achieve a hand with a point value of “9”, EZ Baccarat™ plays the same way as regular baccarat except that it eliminates the odds differential between Player Line and Banker Line wagers and replaces it by “barring” one specific winning Banker hand (the winning Banker hand consisting of three cards and totaling seven points will push). The appearance of this hand is the “DRAGON 7™.” Players can make an insurance bet – the Dragon 7 bet, which pays 40 to 1 when the three card winning Bank hand totaling 7 points occurs. The “PANDA 8™” bet pays 25 to 1 when the three card winning Player hand totaling 8 points occurs.


  • The game is dealt on a “blackjack” style gaming table or “batwing” table with eight seats up to 21 seats.
  • Player’s hands are dealt on the PLAYER position and the DEALER position
  • The value of each hand is determined by the sum of the combined cards: Ace has a value of “1”, numbers 2 through 9 have face value, the number 10, Jack, Queen and King have a value of “0”.
  • When combined cards have a total sum more than ten, the last digit of the total sum is deemed the value of the hand, i.e. 8+7=15=5.
  • A "Natural” is two cards with a point value of 8 or 9.
  • A “Natural” is an automatic winner unless both PLAYER and DEALER have the same “Natural” value (tie). A “Natural” 9 would beat a “Natural” 8.
  • Players have options to place their bet for:
    • PLAYER and DEALER line pays 1 to 1.
    • TIE bet pays 8 to 1.
    • DRAGON 7 bet pays 40 to 1.
    • PANDA 8 bet pays 25 to 1.


  • Each participant in the game must place a wager on either the “PLAYER” or the “BANKER” position.
  • Participants may also make an optional wager on the “TIE”, “DRAGON 7”, or "PANDA 8" position, if they placed a PLAYER or a BANKER wager.
  • Two hands of two cards each are dealt from the shoe. The two cards dealt on the House Dealer’s right hand side is the PLAYER’S hand and the two cards dealt on the House Dealer’s left side is the BANKER’S hand.
  • A third card may be required later for either hand.
  • Cards for both the PLAYER and BANKER hands are dealt face up.
  • Collections are collected and determined prior to the start of each round of play based on the table limits of the game.
  • The hand with the highest point value wins. (Unless it is a DRAGON 7).


  • If the PLAYER and/or DEALER positions have a 8 or 9 on the first two cards, no further cards are drawn.
  • PLAYER must hit on 0, 1, 2, 3, 4, 5 and stand on 6, 7, 8, 9.


  • A winning three card hand with a 7 point value will push instead of win. (DRAGON 7 Hand)
  • When the PLAYER hand does not draw a third card, BANKER hand must hit on 0, 1, 2, 3, 4, 5 and must stand on 6, 7, 8, 9.
  • When the PLAYER hand draws a third card, the following table will be used to determine if the BANKER hand draws a third card (hit or stand):


  • TIE, DRAGON 7, and PANDA 8 bets must be made prior to any cards being dealt.
  • A player must make a PLAYER or BANKER wager in order to make a TIE, DRAGON 7 and/or PANDA 8 bet.
  • The TIE wager will be paid when the PLAYER hand and the BANKER hand have the same sum total.
  • All winning TIE bets will be paid 8:1.
  • All winning DRAGON 7 bets will be paid 40:1.
  • All winning PANDA 8 bets will be paid 25:1.


  • Collections are posted on the table.
  • The Player-Dealer position rotates every two hands.
  • Player must play the previous hand before being eligible to assume the Player-Dealer position.


  • No player is allowed to place a bet on top of another player’s wager.
  • Players may not add, subtract or manipulate their bets after the first card is dealt from the shoe.
  • Players must not touch their wagers once the first card comes out of the shoe.


  • Collections are taken in advance.
  • Players must wager at least the minimum bet of the table limit.
  • Players removing their wager prior to completion of the payoff may lose the maximum bet or win the minimum bet amount.
  • Players are responsible for the protection of their own wagers and chips placed on the table.
  • Players may assume the Player-Dealer position two hands per round.
  • The house does not recognize “kum-kum” bets.
  • There is no “kum-kum” banking.
  • Any player wagering on a spot the previous hand has the option of being the Player- Dealer there on the next hand (in turn). If there was no wager on the previous hand, no one may be the Player-Dealer on that spot.
  • Management reserves the right to make decisions that are in the best interest of the game. Therefore, under special circumstances a decision may be rendered that is contrary to the strict and technical interpretation of these rules.

Bay 101 provides house dealers for all games, but does not participate in the actual play of the game and has no interest in the outcome of play. No player ever plays against or makes a wager against Bay 101.

If you or someone you know has a gambling problem please call for help: 1-800-GAMBLER (1-800-426-2537) or visit

Bay 101 Casino,  1788 N. First Street
San Jose, CA 95112
408 451-8888
408 451-8800

1788 North First Street, San Jose,
CA 95112 ♣ 408.451.8888

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